Student Loan Consolidation*
* Please be aware that while we continue to offer Private Student Loans , NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.
Consolidate your student loans, and you could cut your student loan payments in half.
Attention, federal student loan borrowers! Right now, NextStudent can help you substantially lower your monthly student loan payments and put loads of extra cash in your pocket with the Federal Student Loan Consolidation Program.» Learn more.
- Lock in low monthly payments with a fixed interest rate
- Bundle all your federal student loans into one easy-to-manage loan with one monthly payment
- No application fees, origination fees or prepayment penalties
- Easy, online application with Electronic Signature
Do the math.
Federal student loan rates are low right now, but consolidating your student loans with NextStudent could help you lower your student loan payments even more.
And when you consolidate your student loans, you could get more time—up to 20 more years—to repay.
How much can you save? Use our consolidation loan calculator to find out.
What are you waiting for? Apply now!
No-hassle application.
Anyone with an eligible federal student loan or federal parent loan can consolidate with the NextStudent Federal Consolidation Program. There are no credit checks, you don’t need a co-signer, and you don't need to know the details of your current student loan portfolio.
Just complete the simple four-step online application with Electronic Signature, and you could be on your way to lower payments each month.
Find out more about your student loan consolidation options, or just start a student loan consolidation application to find out how much you can save!
Federal Student Loan Holders
Whether you have one or multiple federal education loans, with the Federal Consolidation Loan program, you could significantly lower your monthly payments and get up to 30 years to repay your parent or student loans. Apply Online... now with Electronic Signature!
All Student Loan Borrowers
If you’ve already consolidated your federal student loans but still have private student loans you want to consolidate, you’re in luck. With the new NextStudent Private Consolidation Loan, you can consolidate all your eligible private student loans at record-low rates that could save you money. » Learn more...
How much can student loan consolidation help you? Use our consolidation loan calculators to find out.
"Thank you so much for your amazingly fast, efficient and courteous service. I have never received such quality customer service over the phone in my life and I will surely be telling others about NextStudent.com." - Kevin J. Nah Satisfied Customer
More About NextStudent Consolidation Loans
» Apply online with Electronic Signature!
» Before and After
» Eligibility
» Loan Amounts
» Rates, Fees and Terms
» Top Questions about NextStudent Consolidation Loans
» More about NextStudent Consolidation Loans
» Student Loan Consolidation Waivers
» NextStudent Custom Consolidation Loan Calculator
* Please be aware that while we continue to offer Private Student Loans, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.
On October 1, 2007, legislation went into effect that cut $21 billion in subsidies to FFELP lenders like NextStudent. We have been searching, and continue to search, for avenues that would allow us to keep offering FFELP loans. But at this point, until market and regulatory conditions change, we find ourselves forced to suspend our federal education loan programs.
We value your business, and we want to make sure you’re able to get the money you need to pay for school. We encourage you to take advantage of college scholarships and your available federal financing options. But if you’re still in need of a parent or student loan, please give us a call, and we’ll do what we can to help.