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Federal Stafford Loans*


* Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.

Cash in on a great offer! Get one of the most affordable loans available. Federal Stafford Loans are government-secured student loans available to undergraduate and graduate students at rock-bottom rates. There’s no collateral or credit check required, and payments are deferred until you graduate.

  • Low 6.8% fixed interest rate
  • No application fees
  • No collateral or credit checks
  • No payments while you’re in school
  • Eligible for federal loan consolidation
  • Tax deductions and flexible repayment options available
  • No prepayment penalties

What are you waiting for? Apply for a Stafford Loan now.

Begin the Application Process



Federally guaranteed student loans for students in almost any financial situation

Awarded both with and without consideration of financial need, Stafford student loans give undergraduate and graduate students a self-help financing option that’s available to you regardless of how much money you or your parents make.

Stafford loans are given to students in their own names without a credit check, so you don’t need to worry about finding a co-signer to get money for college or graduate school.

Get the money you need for school. Apply now.

More about Federal Stafford Loans

A Stafford student loan is one of the most affordable ways to pay for school. Stafford loan rates are lower than other forms of consumer financing, and repayment is postponed until you leave school or drop below half-time enrollment.

  • Low, fixed interest rate of just 6.8%
  • No collateral or credit check required
  • No co-signers required
  • Repayment deferred while you’re in school
  • Eligible for federal loan consolidation
  • Tax deductions and flexible repayment options available

Begin the Application Process

Or call us toll-free at (877) 680-9879 to apply.


Quick Links

» Begin the Application Process
» Types of Stafford Loans
» Loan Amounts
» Rates Fees and Terms
» Top Questions about Stafford Loans


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Last updated Tuesday, January 06, 2009