College funding
and repayment
made simple™

Call toll-free at 1-800-887-0605 to talk to our loan experts.

Loan Consolidation & Refinancing


One Size Absolutely Does Not Fit All in Student Loan Consolidation and Refinance

What is the best solution to repay education loans? Your situation and goals are as unique as you. Use both Federal consolidation and Private refinance to your advantage.

  • Refinancing can dramatically lower your interest rate and the total interest you will pay - 5, 10, 15, 20 year, fixed and variable plans
  • Both Federal and Private loans can be refinanced into a single Private loan - Use PowerCalc to find your best strategy
  • NextStudent Federal Direct Consolidation and Forgiveness Tool has everything you need to see all forgiveness and eight repayment options. Calculates all plans and completes all required application documents
  • NextStudent helps you strategize before you make an irreversible Consolidation or Refinance decision - plan first, then apply

Get Started Now

Consolidate Now
Refinance Now Try PowerCalc™ for FREE, and see how much you can save!

Got questions? Call us toll-free at 1-800-887-0605 to talk to our loan experts.

Knowledge Is PowerCalc™

Try Our Proprietary Loan Calculator for FREE!


Educate Yourself Before You Consolidate or Refinance.

Try PowerCalc™ for FREE

College Funding


Today, private student loans offer a very competitive way to pay for college. We understand how difficult it can be to find the funding you need to go to college.

Our experienced team conducted comprehensive research and comparisons to find the best funding options for you.

Apply now for
rates as low as 2.69%.

Apply for funding Now

Why NextStudent


 Nextstudent offers competitive rates for those with both Good and Excellent credit. You may apply if you have at least a 680 FICO, and 640 if you have a co-borrower.

 We help you strategize to repay your loans as quickly as possible, while reducing the overall interest you pay.

 Our proprietary PowerCalc™ tool fully analyzes every loan and only suggests refinance for those loans benefiting you.

 If you need a Federal Direct consolidation, we have the ONLY fully automated Federal Repayment and Forgiveness Calculator and application tool available.

 Got questions? Call us toll-free at 1-800-887-0605. Our knowledgeable education finance consultants will be happy to help you.