College funding
and repayment
made simple™



Find Your Rates and Best Repayment Strategy



Call toll-free at 1-800-887-0605 to talk to our loan experts.

Loan Consolidation & Refinancing


One Size Absolutely Does Not Fit All in Student Loan Consolidation and Refinance

What is the best solution to repay education loans? Your situation and goals are as unique as you. Use both Federal consolidation and Private refinance to your advantage.

  • Refinance with FICO's as low as 660 - interest rates from 2.19% to 9.39%. There's no degree required. Refinance up to $190,000.
  • Use PowerCalc™ to get your approximate rate range.
  • Use PowerCalc™ to strategize your best loan repayment plan for your Federal and Private loans, including forgiveness options.
  • For a limited time, use our full Federal Consolidation Engine - For FREE (a $79.95 value).
    Use Promo Code FREECONSOL

Get Started Now

Consolidate Now

Refinance Now Try PowerCalc™ for FREE, and see how much you can save!

Got questions? Call us toll-free at 1-800-887-0605 to talk to our loan experts.

Knowledge Is PowerCalc™

Try Our Proprietary Loan Calculator for FREE!


Educate Yourself Before You Consolidate or Refinance.

Try PowerCalc™ for FREE

College and Professional
Degree Funding


NextStudent has the solutions to help you pay for a college bachelors, through professional and advanced degrees.

For families, NextStudent offers parent loans with no origination fees and very competitive rates.

Why NextStudent


 Experience - NextStudent has been refinancing student loans since 2001 and has funded $6.8 Billion in student loan refinancing, new money, and consolidations.

 NextStudent offers competitive rates for those with both Good and Excellent credit. You may apply if you have at least a 680 FICO, and 660 if you have a co-borrower.

 We help you strategize to repay your loans as quickly as possible, while reducing the overall interest you pay.

 Our proprietary PowerCalc™ tool fully analyzes every loan and only suggests refinance for those loans benefiting you.

 If you need a Federal Direct consolidation, we have the ONLY fully automated Federal Repayment and Forgiveness Calculator and application tool available.

 Got questions? Call us toll-free at 1-800-887-0605. Our knowledgeable education finance consultants will be happy to help you.